Home Equity Loans
Planites Credit Union Home Equity Loans
You can use our new Fixed Rate/Term Home Equity Loan to:
Make needed/wanted home improvements
Consolidate high-interest rate debts
Unexpected expenses
Medical expenses
Vacations
And much more
Terms up to 15 years. Minimum loan amount is $10,000. Maximum is $100,000.
*NMLS # 539069. Rates and terms vary by credit score and Loan to Value (LTV).Other conditions apply. Call Planites CU for details.
Loan Rates
Rates effective as of 10/1/2024
| Type | APR* |
|---|---|
| Share Secured - 100% | 5.50% |
| Unsecured Signature Loan | as low as 12.75% |
| Visa Loan - Variable Rate | as low as 14.00% |
| New & Used Vehicles** | as low as 4.99% |
**Loan rates are quoted as the lowest available. Actual rates based on NADA retail value, credit score, model year, term, and down payment. PCU offers rates as low as 4.99% for 24 months, 5.24% up to 36 months, 5.49% for 48 months, 5.74% up to 60 months, 6.49% up to 72 months or 7.49% up to 84 months. (84-month term available on new vehicles. Minimum $40,000 loan.)