Auto Refinance Program
Features
If you have financed a vehicle (six years or newer) with another financial institution or were pressured into dealer financing, our Auto Refinance program makes it quick and simple to transfer your loan over to Planites Credit Union for a better rate or even just the convenience of payroll deduction.
100% financing of the Red Book’s Retail Value
24-72 month terms
Payroll dedication convenience
Quick pre-approvals
Loan Rates
Rates effective as of 10/1/2024
| Type | APR* |
|---|---|
| Share Secured - 100% | 5.50% |
| Unsecured Signature Loan | as low as 12.75% |
| Visa Loan - Variable Rate | as low as 14.00% |
| New & Used Vehicles** | as low as 4.99% |
**Loan rates are quoted as the lowest available. Actual rates based on NADA retail value, credit score, model year, term, and down payment. PCU offers rates as low as 4.99% for 24 months, 5.24% up to 36 months, 5.49% for 48 months, 5.74% up to 60 months, 6.49% up to 72 months or 7.49% up to 84 months. (84-month term available on new vehicles. Minimum $40,000 loan.)